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ROLE OVERVIEW

RedotPay is building a comprehensive payment asset system designed for global users, supporting multi-currency, diverse payment methods, and a wide range of business scenarios. We are seeking a Senior Payment Platform Product Manager to spearhead the product planning and execution of our Payment Platform, Account Platform, Checkout capabilities, and User Payment Asset Management system.

In this role, you will define "what funds users have, how they can be used, where they are applicable, and the rules governing their usage" within the RedotPay ecosystem. Your work will serve as the foundation for multiple business lines, including Card, Send, Swap, Cash-in, QR Code Payments, Internal Transfers, Crypto Purchases, and Account Top-ups.

WHAT YOU WILL DO • Product Architecture:

•Design the core product architecture for RedotPay's Payment and Account platforms, including fundamental models for assets, accounts, currencies, payment methods, fund sources, and checkout systems.

• Asset Management System: Build a unified user payment asset system that seamlessly integrates and manages fiat balances, crypto assets, linked cards, digital wallets, bank accounts, third-party payment methods, and top-up accounts.

• Checkout Capabilities: Lead the development of our Checkout (Cashier) system. This includes fund source selection, payment routing priority, availability checks, geo-restrictions, FX/fee display, and failure fallback mechanisms.

• Capability Matrix: Establish a platform-wide matrix for currencies and payment methods, clearly defining the supported business scenarios (e.g., pay, transfer, FX, Send, Swap, buy crypto, withdraw, subscribe) for each asset/method.

• Integration Standards: Define integration protocols and a "readiness" review mechanism for new fiat currencies and payment methods, ensuring full end-to-end support across all business domains prior to launch.

• Cross-Domain Collaboration: Work closely with product teams across Card, Send, Swap, Fund-in, and other verticals to consolidate unified platform capabilities, eliminating repetitive development and siloed "band-aid" fixes.

• Tech Partnership: Partner deeply with Tech Leads to translate product abstractions into scalable, configurable, and highly reusable platform capabilities.

• Stakeholder Alignment: Collaborate with Risk, Compliance, Finance, and Operations teams to strike the right balance between user experience, business growth, risk management, and secure fund processing.

• Performance Optimization: Implement product mechanisms to continuously improve payment success rates, go-to-market efficiency, payment method coverage, user experience, and overall platform reusability.

WHAT WE ARE LOOKING FOR • Experience:

•5+ years of product management experience, with at least 3 years dedicated to payment platforms, account systems, digital wallets, checkout, core funding platforms, or broader FinTech ecosystems.

• Domain Expertise: Deep understanding of the payments landscape. You should be highly familiar with core concepts such as accounts, balances, currencies, payment methods, payment routing, checkout, fund sources, FX/fees, transaction limits, payment states, and exception handling.

• Platform Design Skills: Proven ability to design platform-level products. You can abstract common capabilities from various business scenarios to create reusable, configurable, and scalable product architectures.

• Cross-Functional Leadership: Strong experience aligning multiple business, engineering, risk, finance, and operations teams to deliver complex platform initiatives.

• Business Acumen: Ability to holistically balance user experience, payment conversion, success rates, business growth, and platform efficiency.

• Extreme Ownership: Strong product judgment and a proactive mindset. You identify and solve systemic issues rather than simply executing incoming feature requests.

• Structured Communication: Excellent ability to articulate complex ideas through architecture diagrams, capability matrices, integration guidelines, PRDs, roadmaps, and launch readiness checklists.

BONUS POINTS

• Previous experience at top-tier global payment processors, digital wallets, e-commerce giants, or leading FinTech platforms. • Hands-on experience building core payment platforms, account platforms, fund routing systems, checkout/cashier interfaces, or payment asset management systems.

• Product experience covering multi-currency ecosystems, cross-border payments, Alternative Payment Methods (APMs), card networks, bank transfers, or Crypto/Fiat hybrid assets.

• A proven track record of building platform capabilities from 0 to 1, or successfully transitioning a company from customized, siloed builds to standardized platform governance.

• Experience in global markets with a strong understanding of regional payment method nuances and user behaviors.