About RedotPay
RedotPay is a global crypto payment fintech that integrates blockchain solutions into traditional banking and finance infrastructure. Our user-friendly crypto platform empowers millions worldwide to spend and send crypto assets, providing faster, more accessible and inclusive financial services. We are dedicated to advancing financial inclusion for unbanked and supporting crypto enthusiasts, driving the global adoption of secure and flexible crypto-powered financial solutions. Join us in shaping the future of finance and making a meaningful impact on a global scale.
Role Objectives
Build an FX & Liquidity platform grounded in genuine customer transactions. Through unified pricing, intelligent execution, internal netting, risk hedging, and treasury management, continuously increase the company’s net FX profit while reducing external conversion costs and capital usage—all with strict control of foreign-exchange risk.
Responsibilities
- FX pricing and quotation: Build a unified pricing engine that supports multi-LP quote aggregation, dynamic markups, risk buffers, price locks, and pricing strategies—balancing competitive conversion rates with profitability.
- Conversion execution and hedging: Build intelligent routing, best-execution capabilities across LPs, order-fill management, and automated and batch hedging capabilities to optimize external trading costs and execution efficiency.
- FX risk management: Build a foreign-exchange exposure management framework, including real-time exposure calculations, risk limits, abnormal market monitoring, circuit breakers, and automated hedging strategies. Balance business continuity with risk control.
- Position and liquidity management: Build a multi-currency position pool to manage actual funds, customer liabilities, unhedged exposure, and reserve requirements. Support cash-flow forecasting, inventory management, replenishment, and fund transfers.
- Internal netting and profitability optimization: Build an internal netting network across business lines and channels, prioritizing the netting of opposing conversion needs arising from genuine business activity to reduce external LP conversion costs and improve FX profitability.
- FX performance analytics: Establish frameworks for analyzing FX P&L, hedging costs, exposure-related gains and losses, and capital efficiency; use insights to continuously optimize product strategies.
- Cross-functional collaboration: Work with Treasury, Risk, Accounting, Payments Core, and Engineering teams to define the platform architecture and transaction and risk strategies, and drive implementation.
Qualifications
- Bachelor’s degree or above, with at 4+ years of product experience in fintech, cross-border payments, FX trading, treasury management, or a related field.
- Hands-on product experience with core FX systems, with in-depth ownership of at least two of the following areas: pricing and quotation, trade execution, risk hedging, position management, liquidity management, or internal netting.
- Familiarity with the FX trade lifecycle and an understanding of core concepts such as LP quotes, bid/ask spreads, markups, slippage, hedging, net exposure, and settlement.
- Understanding of multi-currency position and risk management mechanisms, with the ability to design exposure limits, hedging triggers, inventory management, and capital-efficiency solutions.
- Strong data and commercial analysis skills, with the ability to make product decisions based on FX revenue, LP costs, risk-related gains and losses, and capital usage.
- Experience designing complex middle- and back-office systems, with the ability to independently drive implementation in high-throughput trading, fund security, and cross-system collaboration scenarios.
Preferred Qualifications
- Experience with cross-border payments or FX platforms such as Wise, Airwallex, Nium, Thunes, Currencycloud, Ebury, or Revolut.
- Involvement in building internal netting, foreign-currency position pools, intelligent hedging, FX risk management, or Treasury Management Systems.
- Familiarity with conversion and liquidity management across fiat currencies, stablecoins, and crypto assets.
- Experience with liquidity products for bank FX e-trading, institutional OTC, or digital-asset trading platforms.